What is NetNow, and how does it relate to BlackLine?

NetNow is a credit onboarding and risk platform that BlackLine acquired to extend Invoice-to-Cash upstream, into the credit decisions that happen before an invoice is ever issued. It replaces manual credit applications, spreadsheets, and fragmented reference checks with one connected process for onboarding, evaluating, and monitoring customer credit risk.

Does monitoring continue after a customer is approved, or is NetNow only used during onboarding?

NetNow is a credit onboarding and risk platform that BlackLine acquired to extend Invoice-to-Cash upstream, into the credit decisions that happen before an invoice is ever issued. It replaces manual credit applications, spreadsheets, and fragmented reference checks with one connected process for onboarding, evaluating, and monitoring customer credit risk.

Does NetNow integrate with credit bureaus (like Creditsafe and others)?

Yes, NetNow connects with major credit bureaus and works alongside your existing systems. Ask your account team about your specific ERP.

How does the credit application process work with NetNow?

Applicants complete a digital, branded credit application instead of a paper form or PDF. Once they submit the application, NetNow automatically sends trade reference requests to the listed vendors, tracks responses in real time, and flags any that need follow-up. This ensures that your team does not have to chase references manually.

How does NetNow help detect fraud and assess creditworthiness?

NetNow combines data from multiple sources (trade references, credit bureau data, and banking information) into a single view, and applies AI-driven risk and fraud detection to flag concerns before you make a credit decision. Unlike a one-time credit check, this assessment carries forward as ongoing portfolio monitoring after approval.

INVOICE-TO-CASH SOFTWARE

NetNow is Now Part of BlackLine

BlackLine has acquired NetNow, an AI-enabled platform that helps Credit and Accounts Receivable teams digitize and automate customer onboarding and credit risk evaluation.

Extending Invoice-to-Cash upstream, into the credit decisions that shape every customer relationship.

Faster credit decisions, backed by the businesses that trust NetNow.

Ashby Lumber processes credit applications 80% faster with NetNow, saving more than 100 team hours every month.
One NetNow customer achieved 10x ROI in their first year.
More than 12,000 financial institutions connect for instant bank reference verification.
More than 85,000 businesses trust NetNow worldwide.
Industry leaders like Bobcat, Caterpillar, and C&S Wholesale Grocers trust NetNow.

TRUSTED BY 4,300 FINANCE TEAMS INCLUDING:

PROVEN AT SCALE

99%

Reduction in unapplied cash through automatic payment applications

30%

Reduction in aged debt via automated dispute workflows

95%

of cash applied by the start of each day

Go Digital on Day One With Every New Customer

NetNow replaces manual credit applications, emails, spreadsheets, and fragmented reference checks with one connected process: collecting customer information, assessing creditworthiness, detecting fraud, supporting credit term decisions, and monitoring risk over time.

Combined with Invoice-to-Cash capabilities from BlackLine, this connects upfront credit decisions made before an invoice is ever issued with the downstream operations they affect: receivables, collections, working capital, and cash flow.

Faster Onboarding

Move new customers from application to approval without manual back-and-forth.

Automated Verification

Replace manual trade and bank reference checks with instant, automated verification.

Reduced Risk

Catch fraud and creditworthiness issues earlier, with monitoring that continues after approval.

One Connected Platform

Bring upstream credit decisions and downstream financial operations into a single view.

Frequently Asked Questions

See What's Possible When Credit and Cash Work Together

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